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Self employed &
want a mortgage?

Here is everything you need to know.

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Expert Mortgage Advice

Getting a mortgage when you're self employed can feel more complicated, but it does not have to be. This free guide explains how lenders assess income, what documents you need, common myths, and how to improve your chances of approval. Whether you're a sole trader, limited company director, contractor or freelancer, this guide is designed to give you clarity and confidence before you apply.

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self employed mortgage guide


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    Milly Markwell profile picture
    Milly Markwell
    Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
    Brilliant and reliable company. Oliver was very knowledgeable and helpful with any questions we had as first time buyer!
    Posted on Google Google
    John Gribble profile picture
    John Gribble
    Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
    Been splendid, punctual, quick, professional. Breath of fresh air compared to past experiences with other companies. Appreciate the positivity and 'can do' attitude. Makes a big difference.
    Posted on Google Google
    Will Ellis profile picture
    Will Ellis
    Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
    Ashley and the team at Fosters Financial were very helpful in advising us through getting a mortgage secured for our new home, helping answer anything and everything in the process. It felt like having a friend to call on for guidance and to do the heavy lifting for you. Thanks Ashley!
    Posted on Google Google
    Michelle Brown profile picture
    Michelle Brown
    Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
    ⭐️⭐️⭐️⭐️⭐️ Five-Star Service! I’ve been using Fosters Financial for the past 2.5 years and I honestly can’t recommend them highly enough. Isaac is absolutely brilliant! He has helped me with my mortgage transfer when I moved home and, more recently, my remortgage at the end of my two-year fixed term. Throughout both processes, Isaac has been extremely knowledgeable, helpful and patient. He is always available to answer my questions or explain things again when I don’t quite understand them. He genuinely takes the stress out of the whole process, and everything has always been handled smoothly and professionally. I wouldn’t use another broker and have already recommended Fosters Financial to friends, family and work colleagues. **Five-star service from start to finish!
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    Chris E profile picture
    Chris E
    Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
    Isaac at Fosters helped us to buy our first property 2 years ago and is currently helping us to buy our second. In our view, he is the benchmark for what a broker should be: professional, honest, and able to deliver on what he says and quickly at that. We wholeheartedly recommend him.
    Posted on Google Google
    Katrina Alcock profile picture
    Katrina Alcock
    Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
    Once again, the service from Fosters has been exceptional. Amy Lombardi and Katy Canham were always responsive, helpful, and ready to answer any questions. Richard Moon supported us with our life insurance, ensuring we had the exact coverage we needed with an honest, no-pressure approach. Fosters made the entire process smooth and took the stress out of sorting one of life's essentials. Highly recommended!
    Posted on Google Google
    Matt Stevens profile picture
    Matt Stevens
    Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
    Fosters always provide sound advice in a timely manner. We’ve gone through a few remortgages and a house move with them and every time they’ve been supportive, quick to reply, and have provided us with access to good rates that weren’t available publicly.
    Posted on Google Google
    Thomas Walters profile picture
    Thomas Walters
    Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
    Ellie Ford has been remarkable in supporting and getting our remortgage and release of extra funds out over this last few months. Within the space of days Ellie got everything sorted for us. Her speed of communication and those little emails to help make us feel involved was insane! We were one day out from going onto a variable rate and Ellie managed to get it through within hours. Mark Wood was excellent in navigating the market and finding us the right lender and explaining the intricacies of what we were asking for and found us exactly the right product but Ellie really smashed it out of the park.
    Posted on Google Google
    Sophie profile picture
    Sophie
    Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
    I have received amazing service from fosters financial Oliver was absolutely fantastic throughout. Oliver was always clear and transparent when purchasing my first home which made the whole transaction as smooth as possible. Oliver was patient and respectful. I cannot recommend Oliver highly enough! Amazing company
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