Critical illness cover & income protection, tailored to you
A serious diagnosis or unexpected illness can turn your finances upside down overnight. We search the whole market to find the right cover at the right price for your situation.
What is critical illness cover?
Book a callCritical illness insurance pays out a tax-free lump sum if you’re diagnosed with a serious condition. That money can be used however you need it, whether its clearing your mortgage, replacing lost income, or adapting your home. Cover is tiered by severity, so it’s important to understand exactly what your policy includes before you buy.
As whole-of-market brokers, we compare policies from across the market and recommend the one that genuinely fits your needs and budget. If you’re happy to proceed, we handle the entire application for you.
Read moreAlso considering income protection insurance?
Book a callIncome protection insurance replaces a portion of your salary if you’re unable to work due to illness or injury. It covers your ongoing bills, like your mortgage, rent, utilities for as long as you’re off work, right up to retirement age if needed. It’s one of the most overlooked but valuable types of cover available.
Whether you need a critical illness quote, an income protection quote, or both, our advisers will walk you through your options with no jargon and no pressure.
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Whole of market
No-obligation insurance advice
5-star rated service
Please note for these insurance products, terms and conditions apply. This information is a summary only. You will receive a full policy document upon application. This policy will set out the terms, conditions and limitations of cover provided under the plan.
Common questions
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How much does critical illness cover cost?
Premiums depend on your age, health, the conditions covered, and the sum assured. Most people are surprised by how affordable it can be, our advisers will find the best rate available for your circumstances.
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What's the difference between critical illness cover and income protection?
Critical illness pays a one-off lump sum on diagnosis. Income protection pays a monthly amount for as long as you can’t work. Many people benefit from having both.
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Do I need a medical to apply?
Not always. Many applications are straightforward, and we’ll let you know upfront if any medical questions are likely to come up.
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Why use a broker instead of going direct?
Going direct means comparing a handful of providers yourself. We search the whole market, know which policies have the strongest definitions, and manage your application from start to finish.